Visible to the public Use Cases of Authentication Protocols in the Context of Digital Payment System

TitleUse Cases of Authentication Protocols in the Context of Digital Payment System
Publication TypeConference Paper
Year of Publication2020
AuthorsThawre, Gopikishan, Bahekar, Nitin, Chandavarkar, B. R.
Conference Name2020 11th International Conference on Computing, Communication and Networking Technologies (ICCCNT)
Keywordsauthentication, cryptography, Google pay, Human Behavior, Kerberos, Metrics, Netcash, Netcheque, Organizations, password, Protocols, pubcrawl, Registers, Resiliency, Servers, Tokenization
AbstractIn the digital payment system, the transactions and their data about clients are very sensitive, so the security and privacy of personal information of the client is a big concern. The confirmation towards security necessities prevents the data from a stolen and unauthorized person over the digital transactions, So the stronger authentication methods required, which must be based on cryptography. Initially, in the payment ecosystem, they were using the Kerberos protocol, but now different approaches such as Challenge-Handshake Authentication Protocol (CHAP), Tokenization, Two-Factor Authentication(PIN, MPIN, OTP), etc. such protocols are being used in the payment system. This paper presents the use cases of different authentication protocols. Further, the use of these protocols in online payment systems to verify each individual are explained.
Citation Keythawre_use_2020